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Actuarial Science and Data Analytics play a critical role in the insurance industry by leveraging mathematical, statistical, and computational methods to assess and manage risks. Actuaries use data analytics to forecast future claims, design profitable insurance products, set premium rates, and ensure financial stability. This discipline also incorporates predictive modeling, machine learning, and big data to improve decision-making, optimize risk pricing, and enhance underwriting processes, helping insurance companies remain competitive and sustainable in a dynamic market.
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